{"id":15925,"date":"2026-08-06T11:03:19","date_gmt":"2026-08-06T09:03:19","guid":{"rendered":"https:\/\/financemission.ch\/?p=15925"},"modified":"2026-08-06T11:10:50","modified_gmt":"2026-08-06T09:10:50","slug":"savez-vous-qui-travaille-chaque-jour-pour-votre-prevoyance-sans-meme-recevoir-de-salaire","status":"publish","type":"post","link":"https:\/\/financemission.ch\/fr\/2026\/08\/06\/savez-vous-qui-travaille-chaque-jour-pour-votre-prevoyance-sans-meme-recevoir-de-salaire\/","title":{"rendered":"Savez-vous qui travaille chaque jour pour votre pr\u00e9voyance, sans m\u00eame recevoir de salaire ?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p>Savez-vous qui travaille chaque jour pour votre pr\u00e9voyance, sans m\u00eame recevoir de salaire ? Votre capital de pr\u00e9voyance investi, gr\u00e2ce \u00e0 l\u2019effet des int\u00e9r\u00eats compos\u00e9s. \ud83d\udcc8<\/p>\n<p>\u00ab Ce sont en particulier ces rendements des placements qui contribuent \u00e0 la constitution d\u2019une retraite solide \u00bb, \u00e9crit <span style=\"color: #d82332;\"><a id=\"ember188\" class=\"ember-view\" style=\"color: #d82332;\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/in\/marl%C3%A8ne-rast-a0a84415\/\">Marl\u00e8ne Rast<\/a><\/span> dans un article partenaire publi\u00e9 par <span style=\"color: #d82332;\"><a class=\"XAIccGRXYGJrKwyyJYDCGhNgTWY \" style=\"color: #d82332;\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/company\/le-temps\/\" target=\"_self\" data-test-app-aware-link=\"\">Le Temps<\/a><\/span>.<\/p>\n<p>En 2026, les avoirs de vieillesse ont \u00e9t\u00e9 r\u00e9mun\u00e9r\u00e9s en moyenne \u00e0 4,6 % selon <span style=\"color: #d82332;\"><a class=\"XAIccGRXYGJrKwyyJYDCGhNgTWY \" style=\"color: #d82332;\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/company\/zkb-swisscanto\/\" target=\"_self\" data-test-app-aware-link=\"\">Swisscanto<\/a><\/span>, soit le taux le plus \u00e9lev\u00e9 depuis 25 ans. Le taux d\u2019int\u00e9r\u00eat minimal LPP s\u2019\u00e9l\u00e8ve, quant \u00e0 lui, \u00e0 1,25 %. Une diff\u00e9rence de quelques points de pourcentage peut avoir un impact consid\u00e9rable sur plusieurs d\u00e9cennies.<\/p>\n<p>C\u2019est ici que les comp\u00e9tences financi\u00e8res rencontrent les math\u00e9matiques: que devient l\u2019argent lorsqu\u2019il est investi \u00e0 long terme ? Comment le rendement, le risque, la dur\u00e9e et les int\u00e9r\u00eats compos\u00e9s interagissent-ils ? Gr\u00e2ce \u00e0 <span style=\"color: #d82332;\"><a class=\"XAIccGRXYGJrKwyyJYDCGhNgTWY \" style=\"color: #d82332;\" tabindex=\"0\" href=\"http:\/\/www.financemissionworld.ch\/\" target=\"_self\" data-test-app-aware-link=\"\">www.financemissionworld.ch<\/a><\/span>, les enseignantes et enseignants peuvent aborder ces liens de mani\u00e8re ludique, interdisciplinaire et conforme aux plans d\u2019\u00e9tudes. \ud83d\udca1<\/p>\n<p>Vos \u00e9l\u00e8ves savent-ils qui est le troisi\u00e8me cotisant ?<\/p>\n<p>Lire l\u2019article, r\u00e9serv\u00e9 aux abonn\u00e9s \ud83d\udc49 <span style=\"color: #d82332;\"><a class=\"XAIccGRXYGJrKwyyJYDCGhNgTWY \" style=\"color: #d82332;\" tabindex=\"0\" href=\"https:\/\/lnkd.in\/eSYWjvZ6\" target=\"_self\" data-test-app-aware-link=\"\">https:\/\/lnkd.in\/eSYWjvZ6<\/a><\/span><\/p>\n<p><span style=\"color: #d82332;\"><a class=\"XAIccGRXYGJrKwyyJYDCGhNgTWY \" style=\"color: #d82332;\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/search\/results\/all\/?keywords=%23educationfinanciere&amp;origin=HASH_TAG_FROM_FEED\" data-test-app-aware-link=\"\"><span aria-hidden=\"true\">#<\/span>educationfinanciere<\/a><br \/>\n<a class=\"XAIccGRXYGJrKwyyJYDCGhNgTWY \" style=\"color: #d82332;\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/search\/results\/all\/?keywords=%23mathematiques&amp;origin=HASH_TAG_FROM_FEED\" data-test-app-aware-link=\"\"><span aria-hidden=\"true\">#<\/span>mathematiques<\/a><br \/>\n<a class=\"XAIccGRXYGJrKwyyJYDCGhNgTWY \" style=\"color: #d82332;\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/search\/results\/all\/?keywords=%23prevoyance&amp;origin=HASH_TAG_FROM_FEED\" data-test-app-aware-link=\"\"><span aria-hidden=\"true\">#<\/span>prevoyance<\/a><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":24,"featured_media":15924,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[118,120],"tags":[],"class_list":["post-15925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-association","category-savoir"],"_links":{"self":[{"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/posts\/15925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/comments?post=15925"}],"version-history":[{"count":2,"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/posts\/15925\/revisions"}],"predecessor-version":[{"id":15930,"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/posts\/15925\/revisions\/15930"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/media\/15924"}],"wp:attachment":[{"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/media?parent=15925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/categories?post=15925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financemission.ch\/fr\/wp-json\/wp\/v2\/tags?post=15925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}