{"id":2249,"date":"2017-05-25T15:12:10","date_gmt":"2017-05-25T13:12:10","guid":{"rendered":"https:\/\/financemission.ch\/?page_id=2249"},"modified":"2025-07-14T12:30:58","modified_gmt":"2025-07-14T10:30:58","slug":"materiale","status":"publish","type":"page","link":"https:\/\/financemission.ch\/it\/materiale\/","title":{"rendered":"Materiale"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_77_23308%29%22%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1173%200H0v954h1313l-140-238.5h70l70-119h70L1313%20477l70-119.5h-70l-70-119h-70l70-119.5-70-119zm747%200v954h113V0h-113z%22%20fill%3D%22rgba%28246%2C246%2C246%2C1%29%22%2F%3E%3Cpath%20d%3D%22M1102.98%20835l69.98%20119H1033l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20954l-69.98-119h139.97l-69.99%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.4%22%2F%3E%3Cpath%20d%3D%22M1032.98%20715.941l-69.98%20119h139.96l-69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.12%22%2F%3E%3Cpath%20d%3D%22M1172.96%20715.5l69.99%20119.5h-139.97l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.55%22%2F%3E%3Cpath%20d%3D%22M1102.98%20834.998l69.98-119.5H1033l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l-69.98-119.5h139.96l-69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20596.5l69.99%20119h-139.97l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3Cpath%20d%3D%22M1242.95%20715.5l69.98-119h-139.97l69.99%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1242.98%20596.5l69.98-119.5H1173l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1032.98%20477l69.98%20119.5H963l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.05%22%2F%3E%3Cpath%20d%3D%22M1312.93%20477l69.98%20119.5h-139.96l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.9%22%2F%3E%3Cpath%20d%3D%22M1102.98%20119.002l69.98-119H1033l69.98%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1312.93%200l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1172.96%200l-69.98%20119h139.97L1172.96%200z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1172.98%20238.5l69.98-119.5H1103l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.42%22%2F%3E%3Cpath%20d%3D%22M1032.98%20238.5l69.98-119.5H963l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20357.5l69.99-119h-139.97l69.98%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.15%22%2F%3E%3Cpath%20d%3D%22M1242.95%20238.5l69.98%20119h-139.97l69.99-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.65%22%2F%3E%3Cpath%20d%3D%22M1102.98%20357.5l69.98%20119.5H1033l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.3%22%2F%3E%3Cpath%20d%3D%22M1312.98%20477l69.98-119.5H1243l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20477l69.99-119.5h-139.97l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_77_23308%22%3E%3Cpath%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top-small:60px;--awb-padding-left-small:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-font-size:19px;--awb-text-transform:none;--awb-text-color:var(--awb-custom_color_14);--awb-margin-bottom:0px;\"><p>Materiale di accompagnamento per la classe<\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:282px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-custom_color_14);border-color:var(--awb-custom_color_14);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:20px;--awb-margin-bottom:40px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:40px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Wissen<\/h2><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:20px;--awb-margin-bottom:40px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:40px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Cortometraggi sul tema delle competenze finanziarie alla RSI<\/h4><\/div><div class=\"fusion-text fusion-text-2 fusion-text-no-margin\" style=\"--awb-margin-right:33%;--awb-margin-bottom:5%;\"><p>Capire meglio il mondo che ci circonda: \u00e8 questo l\u2019obiettivo di Radiotelevisione svizzera di lingua italiana (RSI EDU), uno spazio digitale che attraverso brevi video fornisce spunti per introdurre tematiche d\u2019attualit\u00e0 e fenomeni contemporanei in classe o in famiglia.<\/p>\n<p>Insieme alla RSI, \u201cIl franco in tasca\u201d e FinanceMission hanno lanciato video di formazione sull\u2019alfabetizzazione finanziaria. I video possono essere visti in lingua originale, in italiano. Sono disponibili sottotitoli in tedesco e francese.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div id=\"Begleitmaterial f\u00fcr den Unterricht\" class=\"fusion-container-anchor\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:10%;--awb-padding-left:10%;--awb-margin-bottom:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-overflow:hidden;--awb-bg-color:rgba(206,230,245,0.3);--awb-bg-color-hover:rgba(206,230,245,0.3);--awb-bg-size:cover;--awb-border-radius:0px 0px 20px 20px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe title=\"YouTube video player 1\" src=\"https:\/\/www.youtube.com\/embed\/J61RdoxBYpQ?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture;\"><\/iframe><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top:8%;--awb-margin-right:8%;--awb-margin-left:8%;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Siamo pronti per un futuro senza contanti?<\/h5><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-text-transform:none;--awb-margin-right:8%;--awb-margin-bottom:8%;--awb-margin-left:8%;\"><p>Il denaro contante appartiene ancora oggi ai metodi di pagamento pi\u00f9 utilizzati in Svizzera. La tendenza indica per\u00f2 che i metodi di pagamento alternativi come la carta di debito e il mobile payment sono sempre pi\u00f9 apprezzati e utilizzati. Come possiamo affrontare le sfide legate alla digitalizzazione? In questo video cerchiamo di chiarire quali sono le competenze fondamentali per muoversi in modo sicuro e intelligente nel panorama finanziario odierno.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-overflow:hidden;--awb-bg-color:rgba(206,230,245,0.3);--awb-bg-color-hover:rgba(206,230,245,0.3);--awb-bg-size:cover;--awb-border-radius:0px 0px 20px 20px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe title=\"YouTube video player 2\" src=\"https:\/\/www.youtube.com\/embed\/0qHPYruyNFo?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture;\"><\/iframe><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top:8%;--awb-margin-right:8%;--awb-margin-left:8%;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Come si gestisce un budget?<\/h5><\/div><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-text-transform:none;--awb-margin-right:8%;--awb-margin-bottom:8%;--awb-margin-left:8%;\"><p>In questo video, RSI mostra come realizzare i sogni e cosa c\u2019entra la creazione di un budget. In base alle entrate e alle uscite, si ottiene innanzitutto una panoramica delle proprie finanze. E se avanza del denaro, lo si pu\u00f2 mettere da parte. Un bilancio pu\u00f2 quindi realizzare i desideri.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-overflow:hidden;--awb-bg-color:rgba(206,230,245,0.3);--awb-bg-color-hover:rgba(206,230,245,0.3);--awb-bg-size:cover;--awb-border-radius:0px 0px 20px 20px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe title=\"YouTube video player 3\" src=\"https:\/\/www.youtube.com\/embed\/jmtsHWXKU0A?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture;\"><\/iframe><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top:8%;--awb-margin-right:8%;--awb-margin-left:8%;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Lo sai che la pubblicit\u00e0 \u00e8 gi\u00e0 riuscita a influenzarti?<\/h5><\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin\" style=\"--awb-text-transform:none;--awb-margin-right:8%;--awb-margin-bottom:8%;--awb-margin-left:8%;\"><p>La pubblicit\u00e0 \u00e8 ovunque. La vediamo sui cartelloni quando camminiamo per strada, la riceviamo nella buca delle lettere, appare tra un post e l\u2019altro sui nostri social preferiti e quando navighiamo online e ci interrompe costantemente quando guardiamo i video su YouTube. Insomma, \u00e8 inevitabile. E quindi? Dove sta il problema?<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-overflow:hidden;--awb-bg-color:rgba(206,230,245,0.3);--awb-bg-color-hover:rgba(206,230,245,0.3);--awb-bg-size:cover;--awb-border-radius:0px 0px 20px 20px;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe title=\"YouTube video player 4\" src=\"https:\/\/www.youtube.com\/embed\/tH9Hm-LI3E8?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture;\"><\/iframe><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top:8%;--awb-margin-right:8%;--awb-margin-left:8%;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Che differenza c\u2019\u00e8 tra una carta di credito e una carta di debito?<\/h5><\/div><div class=\"fusion-text fusion-text-6 fusion-text-no-margin\" style=\"--awb-text-transform:none;--awb-margin-right:8%;--awb-margin-bottom:8%;--awb-margin-left:8%;\"><p>L\u2019uso delle carte di credito e di debito \u00e8 cresciuto costantemente negli ultimi decenni: pensa che nella sola Svizzera nel 2021 sono state utilizzate quasi 2 miliardi di volte. Oggi sul mercato esistono diversi tipi di carte di pagamento, sembrano tutte uguali, ma quale scegliere?<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:72px;--awb-padding-bottom:50px;--awb-margin-top:0px;--awb-background-color:var(--awb-custom_color_10);--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_77_23308%29%22%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1173%200H0v954h1313l-140-238.5h70l70-119h70L1313%20477l70-119.5h-70l-70-119h-70l70-119.5-70-119zm747%200v954h113V0h-113z%22%20fill%3D%22rgba%28246%2C246%2C246%2C1%29%22%2F%3E%3Cpath%20d%3D%22M1102.98%20835l69.98%20119H1033l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20954l-69.98-119h139.97l-69.99%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.4%22%2F%3E%3Cpath%20d%3D%22M1032.98%20715.941l-69.98%20119h139.96l-69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.12%22%2F%3E%3Cpath%20d%3D%22M1172.96%20715.5l69.99%20119.5h-139.97l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.55%22%2F%3E%3Cpath%20d%3D%22M1102.98%20834.998l69.98-119.5H1033l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l-69.98-119.5h139.96l-69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20596.5l69.99%20119h-139.97l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3Cpath%20d%3D%22M1242.95%20715.5l69.98-119h-139.97l69.99%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1242.98%20596.5l69.98-119.5H1173l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1032.98%20477l69.98%20119.5H963l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.05%22%2F%3E%3Cpath%20d%3D%22M1312.93%20477l69.98%20119.5h-139.96l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.9%22%2F%3E%3Cpath%20d%3D%22M1102.98%20119.002l69.98-119H1033l69.98%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1312.93%200l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1172.96%200l-69.98%20119h139.97L1172.96%200z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1172.98%20238.5l69.98-119.5H1103l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.42%22%2F%3E%3Cpath%20d%3D%22M1032.98%20238.5l69.98-119.5H963l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20357.5l69.99-119h-139.97l69.98%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.15%22%2F%3E%3Cpath%20d%3D%22M1242.95%20238.5l69.98%20119h-139.97l69.99-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.65%22%2F%3E%3Cpath%20d%3D%22M1102.98%20357.5l69.98%20119.5H1033l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.3%22%2F%3E%3Cpath%20d%3D%22M1312.98%20477l69.98-119.5H1243l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20477l69.99-119.5h-139.97l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_77_23308%22%3E%3Cpath%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;transform: scale(1, 1);mix-blend-mode:normal;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top-small:60px;--awb-padding-left-small:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-7 fusion-text-no-margin\" style=\"--awb-content-alignment:center;--awb-font-size:19px;--awb-text-transform:none;--awb-text-color:var(--awb-custom_color_14);--awb-margin-bottom:0px;\"><p>Conoscenze di base<\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;max-width:282px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-custom_color_14);border-color:var(--awb-custom_color_14);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:20px;--awb-margin-bottom:40px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:40px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;\">Dati e studi (tedesco)<\/h4><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-border-radius:0px 0px 20px 20px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"http:\/\/www.oecd.org\/pisa\/publications\/pisa-2018-results-volume-iv-48ebd1ba-en.htm\" target=\"_blank\" aria-label=\"preview-full-PISA\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"508\" height=\"600\" src=\"https:\/\/financemission.ch\/wp-uploads\/2020\/07\/preview-full-PISA.png\" alt class=\"img-responsive wp-image-6342\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2020\/07\/preview-full-PISA-200x236.png 200w, https:\/\/financemission.ch\/wp-uploads\/2020\/07\/preview-full-PISA-400x472.png 400w, https:\/\/financemission.ch\/wp-uploads\/2020\/07\/preview-full-PISA.png 508w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/a><\/span><\/div><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-five content-title-3\" style=\"--awb-margin-top:8%;--awb-margin-right:8%;--awb-margin-left:8%;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Eltern spielen laut der PISA-Studie 2018 eine zentrale Rolle bei der Finanzkompetenz.<\/h5><\/div><div class=\"fusion-text fusion-text-8 fusion-text-no-margin\" style=\"--awb-margin-right:8%;--awb-margin-bottom:8%;--awb-margin-left:8%;\"><p>Laut der internationalen Befragung (an der die Schweiz nicht teilgenommen hat) waren Eltern, Erziehungsberechtigte und andere Beziehungen zu Erwachsenen die h\u00e4ufigste Informationsquelle der 15-J\u00e4hrigen Sch\u00fclerinnen und Sch\u00fcler \u00fcber Geldangelegenheiten: 94% der Befragten gaben an, solche Informationen von ihren Eltern zu erhalten. Sch\u00fclerinnen und Sch\u00fcler, die ihre Eltern als Informationsquelle \u00fcber Geldangelegenheiten nutzen, schnitten im Durchschnitt um 27 Punkte besser ab als Sch\u00fclerinnen und Sch\u00fcler, die dies nicht tun. <a href=\"http:\/\/www.oecd.org\/pisa\/publications\/pisa-2018-results-volume-iv-48ebd1ba-en.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Zur Studie<\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-border-radius:0px 0px 20px 20px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-top:10px;--awb-margin-right:10px;--awb-margin-bottom:10px;--awb-margin-left:10px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/www.hslu.ch\/de-ch\/hochschule-luzern\/ueber-uns\/medien\/medienmitteilungen\/2018\/03\/20\/jugendlohn\/\" target=\"_blank\" aria-label=\"gr-i-20.02.04-006-ch.png\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"1220\" height=\"942\" src=\"https:\/\/financemission.ch\/wp-uploads\/2024\/11\/gr-i-20.02.04-006-ch.png\" alt class=\"img-responsive wp-image-13232\"\/><\/a><\/span><\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-five content-title-3\" style=\"--awb-margin-top:8%;--awb-margin-right:8%;--awb-margin-left:8%;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Fast jede f\u00fcnfte Person lebt in einem Haushalt mit Zahlungsr\u00fcckstand<\/h5><\/div><div class=\"fusion-text fusion-text-9 fusion-text-no-margin\" style=\"--awb-margin-right:8%;--awb-margin-bottom:8%;--awb-margin-left:8%;\"><p>Das Bundesamt f\u00fcr Statistik hebt in seiner <a href=\"https:\/\/www.bfs.admin.ch\/bfs\/de\/home\/statistiken\/wirtschaftliche-soziale-situation-bevoelkerung.gnpdetail.2024-0732.html\" target=\"_blank\" rel=\"noopener noreferrer\">Medienmitteilung vom 29. Okotber 2024<\/a> hervor, dass 12.1% der Bev\u00f6lkerung in der Schweiz in einem Haushalt mit mindestens einem Zahlungsr\u00fcckstand leben. Am h\u00e4ufigsten ausstehend waren Steuer\u00adrechnungen und Kranken\u00adkassenpr\u00e4mien.<br \/>Die am weitesten verbreiteten Schulden\u00adarten waren jedoch Fahrzeug-Leasings, 14,5% der Bev\u00f6lkerung leben in einem entsprechenden Haushalt, gefolgt von Hypotheken ausser auf den Haupt\u00adwohnsitz mit 12,6%. Die Hauptgr\u00fcnde f\u00fcr eine Kreditaufnahme unterscheiden sich je nach Einkommenssituation.<br \/><a href=\"https:\/\/www.bfs.admin.ch\/bfs\/de\/home\/statistiken\/wirtschaftliche-soziale-situation-bevoelkerung\/einkommen-verbrauch-vermoegen\/verschuldung.html\" target=\"_blank\" rel=\"noopener noreferrer\">Hauptergebnisse \u00abVerschuldung\u00bb, Bundesamt f\u00fcr Statistik<\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-overflow:hidden;--awb-bg-color:var(--awb-color1);--awb-bg-color-hover:var(--awb-color1);--awb-bg-size:cover;--awb-border-radius:0px 0px 20px 20px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/www.zhaw.ch\/storage\/psychologie\/upload\/forschung\/medienpsychologie\/james\/jamesfocus\/2019\/JAMESfocus_Digitale_Medien_im_Unterricht_de.pdf\" target=\"_blank\" aria-label=\"Bildschirmfoto 2021-02-14 um 18.12.58\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"690\" height=\"541\" src=\"https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Bildschirmfoto-2021-02-14-um-18.12.58.png\" alt class=\"img-responsive wp-image-7270\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Bildschirmfoto-2021-02-14-um-18.12.58-200x157.png 200w, https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Bildschirmfoto-2021-02-14-um-18.12.58-400x314.png 400w, https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Bildschirmfoto-2021-02-14-um-18.12.58-600x470.png 600w, https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Bildschirmfoto-2021-02-14-um-18.12.58.png 690w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 400px\" \/><\/a><\/span><\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-five content-title-3\" style=\"--awb-margin-top:8%;--awb-margin-right:8%;--awb-margin-left:8%;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">JAMESfocus 2019: Jugendliche und digitale Medien im Unterricht<\/h5><\/div><div class=\"fusion-text fusion-text-10 fusion-text-no-margin\" style=\"--awb-margin-right:8%;--awb-margin-bottom:8%;--awb-margin-left:8%;\"><p>Schweizer Lehrkr\u00e4fte erleben die Digitalisierung mehrheitlich als Chance, wie der aktuelle <a href=\"https:\/\/www.zhaw.ch\/storage\/psychologie\/upload\/forschung\/medienpsychologie\/james\/jamesfocus\/2019\/JAMESfocus_Digitale_Medien_im_Unterricht_de.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">JAMESfocus-Bericht<\/a> zeigt. Die Vielseitigkeit digitaler Medien und die F\u00f6rderung der Medienkompetenz sehen sie als gr\u00f6ssten Vorteil. Unterst\u00fctzung w\u00fcnschen sie sich in technischen Belangen sowie bei didaktischen Fragen.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div id=\"Financial Literacy\" class=\"fusion-container-anchor\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:40px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:40px;--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_77_23308%29%22%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1173%200H0v954h1313l-140-238.5h70l70-119h70L1313%20477l70-119.5h-70l-70-119h-70l70-119.5-70-119zm747%200v954h113V0h-113z%22%20fill%3D%22rgba%28246%2C246%2C246%2C1%29%22%2F%3E%3Cpath%20d%3D%22M1102.98%20835l69.98%20119H1033l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20954l-69.98-119h139.97l-69.99%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.4%22%2F%3E%3Cpath%20d%3D%22M1032.98%20715.941l-69.98%20119h139.96l-69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.12%22%2F%3E%3Cpath%20d%3D%22M1172.96%20715.5l69.99%20119.5h-139.97l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.55%22%2F%3E%3Cpath%20d%3D%22M1102.98%20834.998l69.98-119.5H1033l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l-69.98-119.5h139.96l-69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20596.5l69.99%20119h-139.97l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3Cpath%20d%3D%22M1242.95%20715.5l69.98-119h-139.97l69.99%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1242.98%20596.5l69.98-119.5H1173l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1032.98%20477l69.98%20119.5H963l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.05%22%2F%3E%3Cpath%20d%3D%22M1312.93%20477l69.98%20119.5h-139.96l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.9%22%2F%3E%3Cpath%20d%3D%22M1102.98%20119.002l69.98-119H1033l69.98%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1312.93%200l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1172.96%200l-69.98%20119h139.97L1172.96%200z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1172.98%20238.5l69.98-119.5H1103l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.42%22%2F%3E%3Cpath%20d%3D%22M1032.98%20238.5l69.98-119.5H963l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20357.5l69.99-119h-139.97l69.98%20119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.15%22%2F%3E%3Cpath%20d%3D%22M1242.95%20238.5l69.98%20119h-139.97l69.99-119z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.65%22%2F%3E%3Cpath%20d%3D%22M1102.98%20357.5l69.98%20119.5H1033l69.98-119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.3%22%2F%3E%3Cpath%20d%3D%22M1312.98%20477l69.98-119.5H1243l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20477l69.99-119.5h-139.97l69.98%20119.5z%22%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_77_23308%22%3E%3Cpath%20fill%3D%22rgba%28235%2C234%2C234%2C1%29%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.3 ;\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top-small:60px;--awb-padding-left-small:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-11 fusion-text-no-margin\" style=\"--awb-font-size:19px;--awb-text-transform:none;--awb-text-color:var(--awb-custom_color_14);--awb-margin-bottom:0px;\"><p>Financial Literacy<\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:282px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-custom_color_14);border-color:var(--awb-custom_color_14);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:20px;--awb-margin-bottom:40px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:40px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Giovani finanziariamente alfabetizzati (tedesco)<\/h4><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\" style=\"border:1px solid var(--awb-color8);border-radius:5px;\"><img decoding=\"async\" width=\"200\" height=\"533\" title=\"Studie zum Lehrlingslohn\" src=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Studie-zum-Lehrlingslohn.jpg\" alt class=\"img-responsive wp-image-12079\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Studie-zum-Lehrlingslohn-113x300.jpg 113w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Studie-zum-Lehrlingslohn.jpg 200w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-text fusion-title-size-five content-title-3\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Studie zum Lehrlingslohn zeigt den Umgang mit Geld und die Finanzkompetenz von Jugendlichen<\/h5><\/div><div class=\"fusion-text fusion-text-12\"><p>Eine Studie im Auftrag des Verbands Schweizerischer Kantonalbanken hat das Verh\u00e4ltnis von Jugendlichen und ihrem Lehrlingslohn untersucht. Sie zeigt: Jugendliche gehen sehr verantwortungsbewusst mit Ihren Finanzen um. Sie handeln nicht nur mehrheitlich vern\u00fcnftig, sondern verf\u00fcgen auch \u00fcber altersgerechte Finanzkompetenz. Eine durchaus positive Bilanz, die das Klischee von konsumw\u00fctigen jugendlichen Internet-Shoppern in Frage stellt.\u00a0<a href=\"https:\/\/financemission.ch\/wp-uploads\/2019\/07\/Primus-Oberstufe-2019_Lehrlingslohn.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Eine Zusammenfassung der Studie<\/a> f\u00fcr Jugendliche ist im Primus Oberstufe Magazin erschienen.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/financemission.ch\/wp-uploads\/2024\/04\/Studie_VSKB_Prognos_Lehrlingslohn_DE_2018-09-03.pdf\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Ganze Studie<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><br><\/br><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe title=\"YouTube video player 5\" src=\"https:\/\/www.youtube.com\/embed\/QunbVMbq9Tg?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture;\"><\/iframe><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:50px;--awb-padding-bottom:50px;--awb-background-color:var(--awb-custom_color_14);--awb-flex-wrap:wrap;\" ><div class=\"awb-background-mask\" style=\"background-image:  url(data:image\/svg+xml;utf8,%3Csvg%20width%3D%221920%22%20height%3D%22954%22%20fill%3D%22none%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cg%20clip-path%3D%22url%28%23prefix__clip0_77_23308%29%22%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M1173%200H0v954h1313l-140-238.5h70l70-119h70L1313%20477l70-119.5h-70l-70-119h-70l70-119.5-70-119zm747%200v954h113V0h-113z%22%20fill%3D%22rgba%2871%2C117%2C165%2C1%29%22%2F%3E%3Cpath%20d%3D%22M1102.98%20835l69.98%20119H1033l69.98-119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20954l-69.98-119h139.97l-69.99%20119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.4%22%2F%3E%3Cpath%20d%3D%22M1032.98%20715.941l-69.98%20119h139.96l-69.98-119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.12%22%2F%3E%3Cpath%20d%3D%22M1172.96%20715.5l69.99%20119.5h-139.97l69.98-119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.55%22%2F%3E%3Cpath%20d%3D%22M1102.98%20834.998l69.98-119.5H1033l69.98%20119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1382.91%20834.998l-69.98-119.5h139.96l-69.98%20119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20596.5l69.99%20119h-139.97l69.98-119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3Cpath%20d%3D%22M1242.95%20715.5l69.98-119h-139.97l69.99%20119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1242.98%20596.5l69.98-119.5H1173l69.98%20119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1032.98%20477l69.98%20119.5H963l69.98-119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.05%22%2F%3E%3Cpath%20d%3D%22M1312.93%20477l69.98%20119.5h-139.96l69.98-119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.9%22%2F%3E%3Cpath%20d%3D%22M1102.98%20119.002l69.98-119H1033l69.98%20119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.1%22%2F%3E%3Cpath%20d%3D%22M1312.93%200l69.98%20119h-139.96l69.98-119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.7%22%2F%3E%3Cpath%20d%3D%22M1172.96%200l-69.98%20119h139.97L1172.96%200z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.25%22%2F%3E%3Cpath%20d%3D%22M1172.98%20238.5l69.98-119.5H1103l69.98%20119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.42%22%2F%3E%3Cpath%20d%3D%22M1032.98%20238.5l69.98-119.5H963l69.98%20119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.24%22%2F%3E%3Cpath%20d%3D%22M1172.96%20357.5l69.99-119h-139.97l69.98%20119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.15%22%2F%3E%3Cpath%20d%3D%22M1242.95%20238.5l69.98%20119h-139.97l69.99-119z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.65%22%2F%3E%3Cpath%20d%3D%22M1102.98%20357.5l69.98%20119.5H1033l69.98-119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.3%22%2F%3E%3Cpath%20d%3D%22M1312.98%20477l69.98-119.5H1243l69.98%20119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.85%22%2F%3E%3Cpath%20d%3D%22M1172.96%20477l69.99-119.5h-139.97l69.98%20119.5z%22%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20fill-opacity%3D%22.75%22%2F%3E%3C%2Fg%3E%3Cdefs%3E%3CclipPath%20id%3D%22prefix__clip0_77_23308%22%3E%3Cpath%20fill%3D%22rgba%28105%2C187%2C224%2C1%29%22%20d%3D%22M0%200h1920v954H0z%22%2F%3E%3C%2FclipPath%3E%3C%2Fdefs%3E%3C%2Fsvg%3E);opacity: 0.1 ;transform: scale(1, -1);\"><\/div><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1372.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top-small:60px;--awb-padding-left-small:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-13 fusion-text-no-margin\" style=\"--awb-font-size:19px;--awb-text-transform:none;--awb-text-color:var(--awb-custom_color_10);--awb-margin-bottom:0px;\"><p>Rete di competenze finanziarie<\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;width:100%;max-width:282px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-custom_color_10);border-color:var(--awb-custom_color_10);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:var(--awb-color3);--awb-margin-top:20px;--awb-margin-bottom:40px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:40px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Ulteriori conoscenze sull&#8217;alfabetizzazione finanziaria (tedesco)<\/h3><\/div><div class=\"fusion-text fusion-text-14\" style=\"--awb-text-color:var(--awb-color3);\"><p>L&#8217;associazione FinanceMission \u00e8 membrodel <a href=\"https:\/\/finanzkompetenz.ch\/it\" target=\"_blank\" rel=\"noopener\">Rete competenze finanziarie<\/a>. La Rete competenze finanziarie (Netzwerk Finanzkompetenz) \u00e8 costituita da enti attivi negli ambiti della formazione, della prevenzione e della consulenza. L\u2019obiettivo comune consiste nella promozione delle competenze finanziarie della popolazione.<\/p>\n<p><span lang=\"IT-CH\">Per scoprire gli enti e le offerte disponibili nel cantone Ticino \u00e8 possibile consultare il sito\u00a0<a href=\"http:\/\/www.ti.ch\/ilfrancointasca\" target=\"_blank\" rel=\"noopener\">www.ti.ch\/ilfrancointasca<\/a>.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-padding-top:8%;--awb-padding-right:8%;--awb-padding-bottom:2%;--awb-padding-left:8%;--awb-overflow:hidden;--awb-bg-color:rgba(255,255,255,0.8);--awb-bg-color-hover:rgba(255,255,255,0.8);--awb-bg-size:cover;--awb-border-radius:20px 20px 20px 20px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-top:15px;--awb-margin-right:15px;--awb-margin-bottom:15px;--awb-margin-left:15px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img decoding=\"async\" width=\"657\" height=\"214\" title=\"logo\" src=\"https:\/\/financemission.ch\/wp-uploads\/2021\/11\/logo.png\" alt class=\"img-responsive wp-image-8332\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2021\/11\/logo-200x65.png 200w, https:\/\/financemission.ch\/wp-uploads\/2021\/11\/logo-400x130.png 400w, https:\/\/financemission.ch\/wp-uploads\/2021\/11\/logo-600x195.png 600w, https:\/\/financemission.ch\/wp-uploads\/2021\/11\/logo.png 657w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 657px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Elternratgeber f\u00fcr Geldfragen<\/h5><\/div><div class=\"fusion-text fusion-text-15\"><p>Die Plattform\u00a0jugendbudget.ch thematisiert Fragestellungen rund um das Thema Kinder und Geld. Sie bietet Eltern Ideen, Anregungen und Hilfestellungen, wie sie Geldthemen mit ihren Kindern besprechen k\u00f6nnen.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/www.jugendbudget.ch\/de\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">jugendbudget.ch<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;margin-bottom:40px;width:100%;max-width:200px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color7);border-color:var(--awb-color7);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-top:5px;--awb-margin-right:0px;--awb-margin-bottom:15px;--awb-margin-left:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-6 hover-type-none\" style=\"border-radius:10px;\"><img decoding=\"async\" width=\"970\" height=\"547\" title=\"csm_moneyhaxx_b365da23c3\" src=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/csm_moneyhaxx_b365da23c3.jpg\" alt class=\"img-responsive wp-image-12070\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/csm_moneyhaxx_b365da23c3-200x113.jpg 200w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/csm_moneyhaxx_b365da23c3-400x226.jpg 400w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/csm_moneyhaxx_b365da23c3-600x338.jpg 600w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/csm_moneyhaxx_b365da23c3-800x451.jpg 800w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/csm_moneyhaxx_b365da23c3.jpg 970w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 970px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Jugendratgeber f\u00fcr Geldfragen<\/h5><\/div><div class=\"fusion-text fusion-text-16\"><p>MoneyHaxx bietet Tipps und Hacks f\u00fcr alle, die keine Geldsorgen haben wollen. Der Verein MoneyHaxx hat es sich deshalb zum Ziel gesetzt, das Finanzwissen junger Erwachsener st\u00e4rker zu f\u00f6rdern. Die Seite richtet sich an ein junges Publikum ab 18 Jahren. Die Website von MoneyHaxx wurde im April 2024 ausgerollt. Das Angebot startet mit sechs Hacks und wird in Zukunft um weitere Beitr\u00e4ge erg\u00e4nzt.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/www.moneyhaxx.ch\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">moneyhaxx<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;margin-bottom:40px;width:100%;max-width:200px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color7);border-color:var(--awb-color7);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-top:15px;--awb-margin-right:15px;--awb-margin-bottom:15px;--awb-margin-left:15px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-7 hover-type-none\"><img decoding=\"async\" width=\"433\" height=\"156\" title=\"Logo_iconomix\" src=\"https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Logo_iconomix.png\" alt class=\"img-responsive wp-image-7260\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Logo_iconomix-200x72.png 200w, https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Logo_iconomix-400x144.png 400w, https:\/\/financemission.ch\/wp-uploads\/2021\/02\/Logo_iconomix.png 433w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 433px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-16 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Webbasiertes Lehrangebot zu Financial Literacy<\/h5><\/div><div class=\"fusion-text fusion-text-17\"><p>Die Webplattform iconomix bietet ein kostenloses \u00d6konomielehrangebot, bestehend aus \u00fcber 40 thematischen Lehrmitteln mit gestuften Verst\u00e4ndnis- und Vertiefungsfragen und Musterl\u00f6sungen. Zu jedem Lehrmittel gibt es weiterf\u00fchrende Hinweise auf Websites, Videos, Grafiken, Artikel und B\u00fccher. Das Angebot richtet sich an Lehrpersonen der Sekundarstufe II (Mittel- und Berufsfachschulen).<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/www.iconomix.ch\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">iconomix<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-padding-top:8%;--awb-padding-right:8%;--awb-padding-bottom:2%;--awb-padding-left:8%;--awb-overflow:hidden;--awb-bg-color:rgba(255,255,255,0.8);--awb-bg-color-hover:rgba(255,255,255,0.8);--awb-bg-size:cover;--awb-border-radius:20px 20px 20px 20px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-bottom:15px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-8 hover-type-none\" style=\"border-radius:10px;\"><img decoding=\"async\" width=\"490\" height=\"326\" title=\"jugendlohn\" src=\"https:\/\/financemission.ch\/wp-uploads\/2018\/04\/jugendlohn.png\" alt class=\"img-responsive wp-image-4421\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2018\/04\/jugendlohn-200x133.png 200w, https:\/\/financemission.ch\/wp-uploads\/2018\/04\/jugendlohn-400x266.png 400w, https:\/\/financemission.ch\/wp-uploads\/2018\/04\/jugendlohn.png 490w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 490px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-17 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Zugang, Umsetzung und Nutzen des Jugendlohns<\/h5><\/div><div class=\"fusion-text fusion-text-18\"><p>Fachleute empfehlen Eltern, ihren Kindern einen monatlichen Lohn auszuzahlen und mehr finanzielle Verantwortung zu \u00fcbertragen. Im Auftrag des\u00a0<a class=\"colored-links\" href=\"http:\/\/www.jugendlohn.ch\/\" target=\"_blank\" rel=\"noopener noreferrer\">Vereins Jugendlohn<\/a>\u00a0untersuchte die Hochschule Luzern \u2013 Soziale Arbeit zusammen mit der Hochschule f\u00fcr Angewandte Psychologie FHNW den Jugendlohn im Hinblick auf den Zugang, die Umsetzung und den Nutzen f\u00fcr Jugendliche und Familien. Die Studie zieht ein positives Fazit: Die meisten Eltern machen die Erfahrung, dass ihre Kinder dank des Jugendlohns lernen, besser mit Geld umzugehen.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-5 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/www.hslu.ch\/de-ch\/hochschule-luzern\/ueber-uns\/medien\/medienmitteilungen\/2018\/03\/20\/jugendlohn\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Zur Studie<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;margin-bottom:40px;width:100%;max-width:200px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color7);border-color:var(--awb-color7);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-4 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-bottom:15px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-9 hover-type-none\" style=\"border-radius:10px;\"><img decoding=\"async\" width=\"609\" height=\"855\" title=\"Tresor Beitrag 3_2016_heute kaufen morgen zahlen-1\" src=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Tresor-Beitrag-3_2016_heute-kaufen-morgen-zahlen-1.png\" alt class=\"img-responsive wp-image-12057\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Tresor-Beitrag-3_2016_heute-kaufen-morgen-zahlen-1-200x281.png 200w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Tresor-Beitrag-3_2016_heute-kaufen-morgen-zahlen-1-400x562.png 400w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Tresor-Beitrag-3_2016_heute-kaufen-morgen-zahlen-1-600x842.png 600w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Tresor-Beitrag-3_2016_heute-kaufen-morgen-zahlen-1.png 609w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 609px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-18 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Heute kaufen, morgen zahlen \u2013 Jugendliche und das liebe Geld<\/h5><\/div><div class=\"fusion-text fusion-text-19\"><p>\u00ab\u00dcberschuldung resultiert einerseits daraus, dass viele Konsumenten ungen\u00fcgendes Wissen \u00fcber Kreditprodukte haben. Der (\u2026) Konsumentenschutz sowie die finanzielle Grundbildung helfen dabei. Andererseits ist es so, dass einige Konsumenten den heutigen Konsum zulasten der Zukunft bewusst \u00fcberspannen. (\u2026) Es ist deshalb wichtig, dass innovative Projekte der finanziellen Bildung gef\u00f6rdert werden, die f\u00fcr alle Jugendlichen zug\u00e4nglich und interessant sind.\u00bb \u00b7 Interview mit Prof. Dr. Martin Brown (Tresor 3\/2016)<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-6 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/financemission.ch\/wp-uploads\/2016\/10\/Tresor-Beitrag-3_2016_heute-kaufen-morgen-zahlen.pdf\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Zum Interview<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;margin-bottom:40px;width:100%;max-width:200px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color7);border-color:var(--awb-color7);border-top-width:1px;\"><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-padding-top:8%;--awb-padding-right:8%;--awb-padding-bottom:2%;--awb-padding-left:8%;--awb-overflow:hidden;--awb-bg-color:rgba(255,255,255,0.8);--awb-bg-color-hover:rgba(255,255,255,0.8);--awb-bg-size:cover;--awb-border-radius:20px 20px 20px 20px;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-5 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;--awb-margin-top:20px;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe title=\"YouTube video player 6\" src=\"https:\/\/www.youtube.com\/embed\/0pvJEYChZ9Q?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture;\"><\/iframe><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-19 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Financial Literacy: Was wissen wir \u00fcber Geld?<\/h5><\/div><div class=\"fusion-text fusion-text-20\"><p>Wie steht es um unser Finanzverst\u00e4ndnis? Und was heisst es, vern\u00fcnftig mit Geld umzugehen? Prof. Dr. Martin Brown, Bankenexperte der Universit\u00e4t St.Gallen, forscht zum Thema Financial Literacy. Zu seiner Forschung ist ein Film der Animationsvideoserie \u00abLittle Green Bags\u00bb entstanden.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-7 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/youtu.be\/0pvJEYChZ9Q\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Zum Video<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;margin-bottom:40px;width:100%;max-width:200px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color7);border-color:var(--awb-color7);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-6 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-20 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Culture and Financial Literacy<\/h5><\/div><div class=\"fusion-text fusion-text-21\"><p>Die Studie der Universit\u00e4ten St. Gallen und Freiburg zeigt deutliche Unterschiede im Finanzwissen von Jugendlichen aufgrund ihrer kulturellen Herkunft auf. Dieses Ergebnis deutet darauf hin, dass der kulturelle Hintergrund einen beachtlichen Einfluss auf die Aneignung von Finanzwissen haben kann. Bei der Planung und Umsetzung von \u00abFinancial Literacy\u00bb-Programmen sollten diese Unterschiede ber\u00fccksichtigt werden.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-8 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"http:\/\/www.oekonomenstimme.org\/artikel\/2017\/08\/kultur-und-das-finanzwissen-deutliche-unterschiede-an-der-schweizer-sprachgrenze\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Zum Artikel<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;margin-bottom:40px;width:100%;max-width:200px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color7);border-color:var(--awb-color7);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-7 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-21 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Der Nutzen von Lerngames<\/h5><\/div><div class=\"fusion-text fusion-text-22\"><p>Die Studie der Universit\u00e4ten St. Gallen und Freiburg zeigt deutliche Unterschiede im Finanzwissen von Jugendlichen aufgrund ihrer kulturellen Herkunft auf. Dieses Ergebnis deutet darauf hin, dass der kulturelle Hintergrund einen beachtlichen Einfluss auf die Aneignung von Finanzwissen haben kann. Bei der Planung und Umsetzung von \u00abFinancial Literacy\u00bb-Programmen sollten diese Unterschiede ber\u00fccksichtigt werden.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-9 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/www.researchgate.net\/publication\/321137033_Instructional_Integration_of_Digital_Learning_Games_in_Financial_Literacy_Education\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Zum Artikel<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:40px;margin-bottom:40px;width:100%;max-width:200px;\"><div class=\"fusion-separator-border sep-single sep-dotted\" style=\"--awb-height:20px;--awb-amount:20px;--awb-sep-color:var(--awb-color7);border-color:var(--awb-color7);border-top-width:1px;\"><\/div><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-8 fusion_builder_column_inner_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-margin-bottom:15px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-10 hover-type-none\" style=\"border-radius:10px;\"><img decoding=\"async\" width=\"1024\" height=\"341\" title=\"Fachgespra\u0308ch\" src=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Fachgespraech.jpg\" alt class=\"img-responsive wp-image-12066\" srcset=\"https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Fachgespraech-200x67.jpg 200w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Fachgespraech-400x133.jpg 400w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Fachgespraech-600x200.jpg 600w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Fachgespraech-800x266.jpg 800w, https:\/\/financemission.ch\/wp-uploads\/2024\/08\/Fachgespraech.jpg 1024w\" sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1024px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-22 fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;\"><h5 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Lernen im Zeitalter der Digitalisierung<\/h5><\/div><div class=\"fusion-text fusion-text-23\"><p>Eine Studie im Auftrag des Verbands Schweizerischer Kantonalbanken hat das Verh\u00e4ltnis von Jugendlichen und ihrem Lehrlingslohn untersucht. Sie zeigt: Jugendliche gehen sehr verantwortungsbewusst mit Ihren Finanzen um. Sie handeln nicht nur mehrheitlich vern\u00fcnftig, sondern verf\u00fcgen auch \u00fcber altersgerechte Finanzkompetenz. Eine durchaus positive Bilanz, die das Klischee von konsumw\u00fctigen jugendlichen Internet-Shoppern in Frage stellt.\u00a0Eine Zusammenfassung der Studie f\u00fcr Jugendliche ist im Primus Oberstufe Magazin erschienen.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-10 fusion-button-default-span fusion-button-default-type awb-b-icon-pos-right\" target=\"_blank\" rel=\"noopener noreferrer\" data-hover=\"icon_position\" href=\"https:\/\/financemission.ch\/wp-uploads\/2019\/07\/Primus-Oberstufe-2019_Lehrlingslohn.pdf\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Zur Studie<\/span><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><i class=\"fa-external-link-alt fas awb-button__icon awb-button__icon--default button-icon-right\" aria-hidden=\"true\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-2249","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/pages\/2249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/comments?post=2249"}],"version-history":[{"count":115,"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/pages\/2249\/revisions"}],"predecessor-version":[{"id":14346,"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/pages\/2249\/revisions\/14346"}],"wp:attachment":[{"href":"https:\/\/financemission.ch\/it\/wp-json\/wp\/v2\/media?parent=2249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}